Stephen Cummings

Stephen is a United States Coast Guard veteran and former Presidential Honor Guard member stationed in Washington D.C. and the father of one. His son Justin is a former rescue swimmer with the United States Navy. Stephen has 18 years in the Insurance industry and specializes in Medicare, Individual and Family Health plans, Life, Long term Care and Annuities.

During Stephen’s free time you will find him surfing his home break in Carlsbad with his son or playing a round of golf at one of our local courses.

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