Archive for 'Covered California'

Jessica Walker talks to Fox5 on behalf of the San Diego Association of Health Underwriters

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Click this link below for a great video with a description of insurance terms.  The video was done by Covered California but can apply to any health insurance plan, in or outside of California:

Basic video with descriptions of insurance terms

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Receiving a subsidy through healthcare.gov or Covered California?

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If you are receiving a subsidy through Covered California or healthcare.gov, NOW is the time to adjust your income if you underestimated on your application.  If you underestimated and you file your 2014 tax returns with a higher income, you will owe the IRS some premiums back.

For Covered California, you can call them at 1-800-300-1506.  When we have been trying to adjust income online, they have been issuing people a new policy number so the best thing to do is ...

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Covered California and Private Insurance 2015 Open Enrollment Dates

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If you would like to change your health insurance plan or enroll in a new plan with Covered California or through the insurance company directly, open enrollment will begin on November 15, 2014.

To change your plan for a January 1, 2015 effective date – you must apply between November 15 to December 15, 2014

To change your plan for a February 1, 2015 effective date – you must apply between December 16, 2014 to January 15, 2015

To change your plan for ...

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Open Enrollment for Individual Insurance Ends April 15th

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Most people do not realize that after April 15th, one will not be able to buy individual health insurance (a non employer based health plan) after April 15th for 2014.  The next opportunity to enroll will come in October and you will be effective for January 1, 2015.  So if you are waiting to get coverage – do not wait, get something now!

There are some qualifying events that will allow you to enroll off of this deadline – and if ...

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Covered California Open Enrollment ends March 31st

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Covered California open enrollment ends March 31, 2014.  Unless you have a qualifying event (marriage, divorce, birth of a child, etc), you will not be able to enroll on an individual health insurance plan until October of this year for a January 1, 2015 effective date.

Contact us this month if you would like to enroll.  It does not cost anything more than your normal premiums to use us as your broker, and we have become experts in their very confusing ...

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Health insurance for January 2014

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If your current coverage is ending with Aetna or Health Net due to the Affordable Care Act, or even if you just would like to shop for a new plan for next year, make sure to contact us.

If you apply directly through Covered California or through the carrier websites, we will not be able to represent you as your agent.  This would include calling us on claims, billing, policy questions, and more.  Remember that it does not cost any extra ...

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Covered California Exchange / Marketplace

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All of us at Schulte Insurance Agency are certified to help you with the Covered California Exchange plans, both the individual and family plans along with the SHOP, small group marketplace.  We are advising our clients to wait until the private insurance market plans are out for January as well, so that we can compare both options.  These ...

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