Archive for 'Health Care Reform'

Jessica Walker talks to Fox5 on behalf of the San Diego Association of Health Underwriters

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Click this link below for a great video with a description of insurance terms.  The video was done by Covered California but can apply to any health insurance plan, in or outside of California:

Basic video with descriptions of insurance terms

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Open Enrollment for Individual Insurance Ends April 15th

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Most people do not realize that after April 15th, one will not be able to buy individual health insurance (a non employer based health plan) after April 15th for 2014.  The next opportunity to enroll will come in October and you will be effective for January 1, 2015.  So if you are waiting to get coverage – do not wait, get something now!

There are some qualifying events that will allow you to enroll off of this deadline – and if ...

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Is your doctor still in network on your health insurance plan?

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2014 has been a year of big changes if you are on a non-grandfathered individual and family health insurance plan.  You are not Grandfathered if you have made any changes to your health insurance since March 23, 2010.

The doctor networks have been severely slashed this year on the new ACA (Affordable Care Act) compliant plans.  Make sure you find out if your doctor takes your plan before March 31st, because that is the deadline to switch to another insurance company ...

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Click the link below for a great video discussing Health Care Reform from Blue Shield of California:

Health Care Reform video from Blue Shield of California

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Health insurance for January 2014

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If your current coverage is ending with Aetna or Health Net due to the Affordable Care Act, or even if you just would like to shop for a new plan for next year, make sure to contact us.

If you apply directly through Covered California or through the carrier websites, we will not be able to represent you as your agent.  This would include calling us on claims, billing, policy questions, and more.  Remember that it does not cost any extra ...

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Covered California Exchange / Marketplace

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All of us at Schulte Insurance Agency are certified to help you with the Covered California Exchange plans, both the individual and family plans along with the SHOP, small group marketplace.  We are advising our clients to wait until the private insurance market plans are out for January as well, so that we can compare both options.  These ...

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Aetna Announces Leaving California Individual Insurance Market

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Aetna Announces Leaving California Individual Insurance Market

Aetna has announced that they are leaving the California individual insurance market.  They will not sell any new plans as of July 1, 2013 and they will cancel all existing individual and family members effective December 31, 2013.  Please note this will not effect group or Medicare plans.

For any of our current clients enrolled with Aetna, please do not worry.  Give us a call in October or November and we will help you move to a new California Exchange or ...

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Union Tribune

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Union Tribune

If you need health insurance for yourself or your employees, you could go online and start researching and comparing (and glazing over with boredom and confusion) or you could call Schulte Insurance Agency and let them do the work. Since 1975, this family-run business has been assisting families and businesses throughout California make an informed decision about choosing the best health insurance for their needs and budget. Schulte represents companies like Anthem, Blue Shield, Cigna, Health Net, Kaiser and ...

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Covered California Exchange

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Covered California Exchange

Schulte Insurance Agency will be able to help you with the Covered California Exchange / Marketplace.  We will not only be consulting on the private market’s individual & family along with group health insurance plans, but the California individual and Shop Exchange will be part of our offering as well.

It is very important to have a relationship with an agent or broker who can not only help you choose plans, but will be there for you year-around to help with ...

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