Archive for 'Health Insurance'

Jessica Walker talks to Fox5 on behalf of the San Diego Association of Health Underwriters

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Important information about health insurance in California – No on Prop 45

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Dear Clients,

As you know, we normally don’t share political opinions with clients. However, there is an initiative on this November’s ballot that will have a direct impact on your health insurance… and not in a good way. As your agent, we feel compelled to make you aware of Proposition 45 and why we so strongly oppose this measure.

Proposition 45 will radically alter the choices available to individuals and small businesses purchasing health insurance in California. 

Supporters of Proposition 45 want to ...

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Click this link below for a great video with a description of insurance terms.  The video was done by Covered California but can apply to any health insurance plan, in or outside of California:

Basic video with descriptions of insurance terms

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Open Enrollment for Individual Insurance Ends April 15th

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Most people do not realize that after April 15th, one will not be able to buy individual health insurance (a non employer based health plan) after April 15th for 2014.  The next opportunity to enroll will come in October and you will be effective for January 1, 2015.  So if you are waiting to get coverage – do not wait, get something now!

There are some qualifying events that will allow you to enroll off of this deadline – and if ...

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Is your doctor still in network on your health insurance plan?

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2014 has been a year of big changes if you are on a non-grandfathered individual and family health insurance plan.  You are not Grandfathered if you have made any changes to your health insurance since March 23, 2010.

The doctor networks have been severely slashed this year on the new ACA (Affordable Care Act) compliant plans.  Make sure you find out if your doctor takes your plan before March 31st, because that is the deadline to switch to another insurance company ...

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Aetna Announces Leaving California Individual Insurance Market

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Aetna Announces Leaving California Individual Insurance Market

Aetna has announced that they are leaving the California individual insurance market.  They will not sell any new plans as of July 1, 2013 and they will cancel all existing individual and family members effective December 31, 2013.  Please note this will not effect group or Medicare plans.

For any of our current clients enrolled with Aetna, please do not worry.  Give us a call in October or November and we will help you move to a new California Exchange or ...

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Union Tribune

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Union Tribune

If you need health insurance for yourself or your employees, you could go online and start researching and comparing (and glazing over with boredom and confusion) or you could call Schulte Insurance Agency and let them do the work. Since 1975, this family-run business has been assisting families and businesses throughout California make an informed decision about choosing the best health insurance for their needs and budget. Schulte represents companies like Anthem, Blue Shield, Cigna, Health Net, Kaiser and ...

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Covered California Exchange

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Covered California Exchange

Schulte Insurance Agency will be able to help you with the Covered California Exchange / Marketplace.  We will not only be consulting on the private market’s individual & family along with group health insurance plans, but the California individual and Shop Exchange will be part of our offering as well.

It is very important to have a relationship with an agent or broker who can not only help you choose plans, but will be there for you year-around to help with ...

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Schulte Staff Earn CHRS

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Schulte Insurance Agency’s Kris Schulte, Liz Schulte, Matthew Schulte, and Jessica Walker have earned their designations to be Certified Healthcare Reform Specialists (CHRS).  Danielle Amato, Christina Jones, and Jennie Phan are currently working on their Certified Healthcare Reform Associate (CHRA) Designations.CHRS Seal

This great event was even highlighted by the Wall Street Journal ( http://online.wsj.com/article/PR-CO-20130507-912134.html?mod=googlenews_wsj ).  Schulte Insurance Agency continues to stay informed and ahead of the curve when it comes ...

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