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Covered California Exchange / Marketplace

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All of us at Schulte Insurance Agency are certified to help you with the Covered California Exchange plans, both the individual and family plans along with the SHOP, small group marketplace.  We are advising our clients to wait until the private insurance market plans are out for January as well, so that we can compare both options.  These private plans should all be out in the next couple of weeks.

A lot of you will be eligible for subsidies in the Exchange.  A family of 4 earning $94,200 or less will be eligible for a subsidy (this is based on MAGI – Modified Adjusted Gross income).  A single person making about $45,960 or less will be eligible for a subsidy.

Here is a good subsidy calculator for you to put your numbers in:

Kaiser Family Foundation Subsidy Calculator

Give us a call and we can help you.  You must enroll by December 15, 2013 for a January 1, 2014 effective date.