How do you make money as an insurance agency if the prices are the same whether we go directly to the insurance company or to you?
All of our services are offered at no cost. The insurance companies pay us a commission for helping you. They know that when you have any questions on your policy, you will call us first to help so you are not always talking to a different customer service representative.
Why should I use Schulte Insurance Agency instead of just buying insurance online through the insurance company’s website?
We have been contracted with all the major insurance companies and we live and research the market daily so that we can help you sift through a wide variety of information in a very short amount of time. We can help recommend a policy for you based on your specific needs as an individual, family, or your business. We do the work for you.
Also, once the policy is in force, we are hear for any day to day issues that may arise with your policy including claims, billing, family additions, and any insurance related consulting advice. We also will help you compare what is out on the market at any given time so that you can make sure you are getting the best policy for the best price.
What types of insurance does Schulte Insurance Agency handle?
We handle health, dental, vision, life, disability, long term care, Medicare Advantage, Medicare Supplement and Part D drug plans.
What are the HSA (Health Savings Account) contribution limits for 2015?
$3,350 for individuals and $6,550 for families in 2015.
There is also a $1,000 catch up contribution allowed for those over age 55 (source www.irs.gov)