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Union Tribune

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Union Tribune

If you need health insurance for yourself or your employees, you could go online and start researching and comparing (and glazing over with boredom and confusion) or you could call Schulte Insurance Agency and let them do the work. Since 1975, this family-run business has been assisting families and businesses throughout California make an informed decision about choosing the best health insurance for their needs and budget. Schulte represents companies like Anthem, Blue Shield, Cigna, Health Net, Kaiser and more. In addition to getting you the best possible rates, their services cost you nothing.

“We help clients with all the questions regarding coverage and care for their families, or for the employees of their business,” said Kris Schulte, company president. “Then we not only assist clients with the application process — which can be time consuming and confusing — we help each client with making sure their claims are billed correctly so that they’re able to use their policy in a correct fashion.”

The agency also sells long-term care, life, and disability insurance; and Medicare supplement coverage. The staff of Kris and Liz Schulte, owners; Jessica Schulte Walker, Matt Schulte, Danielle Schulte Amato, Tina Jones and Jenny Phan are all licensed and have training for the health reform changes coming in 2014.

For its excellence in service, Schulte Insurance recently won Anthem Blue Cross’ Top 100 California Agents Award.

Schulte Insurance is at 1036 Second Street in Encinitas. Reach them at 760-436-5015 or learn more at