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Home > Es-Us > Blog > Schulte Insurance Agency Blog: captive
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Schulte Insurance Agency Blog: captive

View the latest blog posts from Schulte Insurance Agency.

Friday, April 17, 2026

What Is Self-Funding Through a Captive (and Why Employers Are Paying Attention)?

If you have heard the term “captive” in relation to health insurance and thought it sounded complicated, you are not alone. The reality is, captives are becoming one of the most effective ways for employers to take control of rising healthcare costs. What Is a Captive Health Plan? READ MORE >>
Friday, April 3, 2026

Why Level-Funded and Captive Health Plans Are No Longer Just for Large Employers

If you are a small business owner in California, chances are your health insurance renewal feels the same every year—another increase, with very little explanation or control. Many employers assume their only option is a traditional small group health insurance plan. But that is no longer the case. READ MORE >>
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