Managing employee benefits isn’t easy—especially if HR is already wearing ten hats. Here are five common headaches we see (and solve):

1. Enrollment Chaos: Missing forms, confused employees, and tight deadlines can create a mess. We streamline the process with portals and hands-on support.

2. Billing Errors: Carrier mistakes happen often—and they’re expensive. We audit invoices and handle corrections on your behalf.

3. Compliance Uncertainty: From ERISA documents to ACA reporting, it’s hard to keep up. We handle SPDs, 1095s, and more—so you stay compliant.

4. Poor Communication: Employees don’t understand their benefits? We step in with clear, personalized education.

5. Lack of Strategy: Without a long-term plan, renewals become a scramble. We help you build a roadmap based on your goals.

At Schulte Insurance Agency, we act like an extension of your HR team—without the extra payroll expense. Let us take the benefits burden off your plate, so you can focus on growing your business.