Sunday, June 8, 2025Managing employee benefits isn’t easy—especially if HR is already wearing ten hats. Here are five common headaches we see (and solve): Enrollment Chaos: Missing forms, confused employees, and tight deadlines can create a mess. We streamline the process with portals and hands-on support. READ MORE >>
Thursday, June 5, 2025Many small businesses assume that offering health insurance is out of reach. But in reality, there are more flexible, affordable options than ever. Here’s what small businesses should know: You Don’t Need 50 Employees: In California, businesses with as few as one W-2 employee may qualify for group coverage. READ MORE >>
Tuesday, June 3, 2025You’ve built a great benefits package. But if employees don’t understand it, they won’t use it—or appreciate it. Here’s how to make benefits communication more effective: Start Early: Don’t wait until open enrollment to start the conversation. READ MORE >>
Sunday, June 1, 2025Renewal season doesn’t have to be stressful or chaotic. When you work with our agency, we guide you through each step so you’re never caught off guard. Here’s how our renewal process works: Step 1: Strategic Review We analyze your current plan performance, review employee utilization, and identify any red flags. READ MORE >>
Thursday, May 29, 2025When it comes to group health insurance, many businesses focus on monthly premiums as the deciding factor. But choosing the wrong health plan can cost far more than what you see on paper. Here’s what can really happen when your plan isn’t the right fit: READ MORE >>
Monday, May 26, 2025When it comes to health insurance, a lot of businesses assume “bigger is better.” Big-name brokerages. Big offices. Big promises. But bigger doesn’t always mean better—especially when it comes to something as personal as your employee benefits. READ MORE >>
Friday, May 23, 2025We get this question all the time: “Can’t I just go straight to the carrier?” You can. But you might be leaving money, time, and support on the table. Working with a health insurance broker (like us! READ MORE >>
Wednesday, May 21, 2025At Schulte Insurance Agency, we believe insurance isn’t just about policies—it’s about people. One of our core values is “We Are Engaged: We strive to build positive and lasting relationships.” That might sound simple, but in an industry often known for red tape, call centers, and impersonal transactions, this mindset is what sets us apart. READ MORE >>
Sunday, May 18, 2025If you’re a business owner frustrated by rising health insurance premiums and limited options, you’re not alone. The traditional small group market can feel inflexible, overpriced, and—let’s be honest—like you’re paying a lot for very little control. READ MORE >>
Thursday, May 15, 2025When most people think of employee benefits, health insurance and retirement plans usually top the list. But there’s one benefit that’s often overlooked—and it might just be the one your team needs most. Enter: Disability Insurance. It may not be flashy, but it’s essential. READ MORE >>
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