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Schulte Insurance Agency Blog

View the latest blog posts from Schulte Insurance Agency.

Thursday, October 13, 2022

How to search for your best Part D Drug Plan for 2023

CMS has made some drastic changes to how agents can assist with Prescription Drug Plans which became effective 10/1/22.  As a result of these changes, you will want to have a www.medicare.gov account set up with a username and password. Once logged in to www.medicare. READ MORE >>

Wednesday, March 16, 2022

Covered California Health Insurance Qualifying Event for Tax Penalty

Even though open enrollment is closed now for private and Covered California health insurance, there is a one time qualifying event where you can obtain Covered California health insurance now. In order to qualify, you must have had to pay a tax penalty for not having minimum essential health coverage (MEC) for tax year 2021. READ MORE >>

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Tuesday, January 18, 2022

Free COVID Antigen Tests!

Starting today, you can order free antigen COVID tests through the USPS website. They will ship at the end of the month and each household can get 4 tests: USPS Covid Tests And beginning tomorrow, you can order them from the White House website here, please note that these ones will take 7-12 days to ship to order them before you need them: READ MORE >>

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Thursday, January 13, 2022

Should You Purchase Disability Insurance?

It’s important to keep a budget and try to save money where you can. At the same time, it’s important to ensure you have enough of the right insurance. With that in mind, let’s talk about a commonly overlooked and misunderstood form of coverage: disability insurance.  READ MORE >>

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Tuesday, December 28, 2021

Do You Still Need Life Insurance Once Your Children are Grown?

younger, it’s an incredibly valuable investment because it helps ensure your loved ones have the financial means to live the lifestyle they are used to even if you are no longer there to help them. If you carry debt, life insurance is also valuable because it can help to pay off those debts. READ MORE >>

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Tuesday, November 23, 2021

Questions You Should Ask Before Purchasing Medicare

Medicare is extremely important for those needing health care as they grow older. It can also be very confusing for new customers who aren’t sure what type of plan they need or how much they should be paying. To clear up the confusion and make sure that you’re getting the best Medicare coverage possible, it is important to ask Medicare providers the right questions. READ MORE >>

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Wednesday, October 20, 2021

Prepare for Open Enrollment Now

Open enrollment for 2022 is right around the corner. During an ongoing pandemic, it’s become increasingly important to make sure you’re receiving the best coverage to suit your needs. Selecting the right benefits for yourself will provide the best care and coverage possible when you need it most. READ MORE >>

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Tuesday, September 28, 2021

What Does Long-Term Care Insurance Cover?

Health care is a crucial and complicated topic with many facets, especially when it comes to the elderly and disabled. There are coverages available for those who need extra help, such as long-term care. Long-term care refers to assistance someone may need for an extended period of time, or even for the rest of their life. READ MORE >>

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Monday, August 2, 2021

Do I Need Short-Term or Long-Term Disability Insurance?

Disability insurance is designed to protect individuals while they are unable to work due to an illness or disability. Not all disability insurance policies are created equal, however, and certain plans are created to serve different purposes. READ MORE >>

Thursday, July 22, 2021

FAQs of First-time Life Insurance Buyers

If you have never bought life insurance before, then the process might seem like a challenge. For help, consider frequently-asked questions those in your position often ask. 1. What is life insurance? Life insurance will pay out an amount of money if a person, whose life the policy insures, dies. READ MORE >>

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